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Protecting Yourself From Cyber Crime

Protecting Yourself From Cyber Crime

One of the most powerful mediums of communication is the Internet and today we see almost everyone using it. Many transactions take place on the net which has resulted in the eruption of cyber crime. Though internet is the main platform used to commit cyber crimes, other communication devices such as computer networks and cell phones are also mediums of this type of crime.

Cyber crime may include activities such as computer hacking, child pornography, stalking, spam marketing, credit card fraud and identity theft. Releasing malware, spyware and viruses to steal information is also a part of cyber crime.

Here are a few tips which when followed can protect your sensitive financial or personal information.

If you are a member of online forums and communities, ensure you are very careful sharing your personal information. Predators on social networking sites such as Twitter, Facebook and MySpace can steal and use this information to stalk or harass you.

Ensure all your online transaction passwords are really difficult to guess and strong. It is a good idea changing your password on a frequent basis to avoid any problems.

Equip your computer with reliable antivirus software for maximum protection. If you are posting photographs on profiles, choose your picture with care. Ensure you do not post pictures that could harm your reputation.

Never leave your personal information details such as address, telephone numbers, passwords, account numbers and social security number lying around. Also ensure they are not placed on cell phones, mp3 players and multimedia devices.

The moment you receive your credit card bills and bank statements, check for any discrepancies. If you are keen on shopping online, choose a reliable and secure website. Ensure you get a free credit report yearly from the credit bureaus. This makes it easy for you to find out if someone is using your social security number unauthorized. If you do come across any cyber crimes, be sure to report to the authorities immediately.…

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Benefits Of An Online Background Check

Benefits Of An Online Background Check

Background investigations are used to look up information about an individual and include things like criminal records, financial records, and commercial records. One of the fastest and easiest ways to conduct this type of investigation is through an online background check.

These types of checks are often required by employers for certain jobs, especially for a job that requires a high level or security. This type of employment includes the government, a hospital, a school, airport, or financial institution.

Investigations can be administered by government agencies or private companies for a fee, but the fastest, easiest, and usually cheapest way is over the Internet. The results gained from investigations usually include past employment, all criminal and driving history, financial history including credit score, past bankruptcies, and tax leans, and educational information.

By doing these types of checks online it is easier for people to do them on their own rather than going through a professional agency and it can be much cheaper this way as well.

Private citizens can even do these types of checks for personal reasons. People often do checks on their spouse or potential partners, neighbors, teachers at their children’s schools, and the parents of their children’s friends. It simply gives them additional information and security regarding the people in their lives that they do not know very well.

There are many people that would like to do an investigation for whatever reason but think they cannot afford it. While it can be expensive through certain agencies, it can be done very cheap on the Internet and some online sites even offer a limited check for free. The great thing about using checks through the Internet is that they are usually instant or only take seconds or minutes to run, while using a company or private investigator can takes days or even weeks to get results.…

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Crime-Line – Adventures in the Pseudosciences – August 2010

Crime-Line – Adventures in the Pseudosciences – August 2010

OPUS – Criminal Behavior Anti-Thinking

OPUS – “Obsessive-Compulsive Postulation in Unconfirmed Subjectivism”, is anti-thinking for your personal subjective validation of issue for which you have strong feelings. Whatever your self-willed purposes, you make your own choices. Not unlike the criminal who gets caught in the miscalculations of their communal ruses, all of us decide between the personal gain and potential loss for the sake of self-gratification. Feelings are allowed to trump logic.

OPUS is based on the fundamental focus of your efforts to ensure that your conjecture is proved correct no matter what the evidence says. Regardless of the issue, whether abortion or immigration, your position is always the affirmative one. This is particularly persuasive if you, for religious reasons, decide to declare war on the U.S. and assume the mask of a “freedom fighter” against the evils of the great satanic empire. No doubt you will find sympathizers.

A particularly severe form of this personal proclivity is found in elected office and academia. Plus, you can’t leave out the vast infotainment network we often call the “news media”. And, another example might be demonstrations where you want to be affirmed so badly you’re willing to say or do anything including starting a riot or destroying public property to assert your pontifications. This is called Magnum OPUS. This is a really extreme case of OPUS, whereby you incite others, by their free will of course, to use your point of view as an excuse to exercise anti-social behaviors.

Take for another example, in the world of the private domain of the academician, especially the non-practitioner, how theory can be quickly exhibited as reality, even though proof is absent. Or, scientific validation is non-existent. Clever, huh? All too often this tendency not to be seen as incorrect in our world view translates into gross fallacies of inference. From there, the speculation gets even more exaggerated. Sometimes, we call these fallacies of inference, “urban legends”. To which we can invite such claims perpetrated by the proselytizers of astrology, purveyors of psychic detective work, UFO’s and a maze of government conspiracies to list a few of the many deceptions that abound in a modern society.

Applying “common sense” to interpersonal actions within a given communal context might be a stretch of the imagination. Because if “common sense” were so common, then everyone should have some, right? Well, there’s no guarantee of that, since so much non-sense passes as fact. On the contrary, maybe we should apply “uncommon sense” in a society that thrives on myth, magic and metaphor. When we are willing to accept things at face value, without question, particularly in the field of criminology, then anything is possible.

To distinguish between pseudoscience and hard science, one must expend personal energies in the pursuit of credible evidence by way of investigative methodology that safeguards valid deductive reasoning. However, to the contrary, so that you conserve your mental energies, many people take dangerous shortcuts. In other words, they guess a lot. And, once outside their special domain of knowledge, they become very inventive. Even those in high and mighty positions of elective office, there’s no safety in thinking they won’t say something stupid or mind your business instead of their own. Make no mistake; people will believe what they want to believe.

How often have your heard the phrase in a detective drama where somebody said the suspect had “motive, means and opportunity”? It’s kind of an OPUS thing. Some fiction writer put together a storytelling concept. But, for a fictional rendition, they don’t have to be technically accurate or tactically effective. In the movies they don’t have to prove their case in a real court of law, or present verifiable evidentiary criteria. Need we ask why? Because television, movies and stage plays are for entertainment, not education, or even for that matter “edutainment”. All they have to do is read the script and try to act with some capability. However, with OPUS in force, seeing is actually believing even if the visual realm is a false one based on facetious assumptions.

In the real world of criminology, or as some of us would point out, the world of the practitioner, intention is critical along with forensic evidence. Who, with malice aforethought and premeditation had the intent to commit the incident in question? Yet, the stopping point is not there. That’s only the beginning toward which the entirety criminality evolves around the criminal act, the criminal mind and the consequent criminality. Motive, means and opportunity invite circular questions around the mystical conceptions of “why”.

Why a person did a certain anti-social act does not assist in proving the case to a lawful degree of certainty. For the “criminal mind”, which is the human mind …

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Law School

Finding Online Court Record Tools

Searching US County Court Records Online Databases.
There are 3,141 counties in the USA (including the so-called county equivalents, like parishes in Louisiana and boroughs in Alaska), and almost each of these counties has at least one court, forming a county level jurisdiction. Now just imagine how many repositories of county level court records there are across the whole of the United States. So, if you are little knowledgeable in jurisdiction issues, you might feel at a loss, should you face need of searching for a specific court record pertinent to case that was handled in one of that vast variety of county courts. For even if with the evolution of the Internet courts started offering access to their records databases to the general public, the task of searching for court records may be not easy one, especially if you lack sufficient information to serve you as departure platform in your online court records searches. Hence is the need for online court records search assisting tools with easy intuitive interface and also programs to ensure courts accountability before the citizens.
One of such programs was launched by Lubbock County in the state of Texas. The said program was started several years ago and was intended to improve the extent of the accountability of court system in general and judges in particular before the public. This continuously improved program works for the benefit of Lubbock County residents allowing them simple and understandable access not just to court records from past years, but also to the recent findings exposed through system of reports anyone can read on the Internet so members of community could assess efficiency of the judiciary system and contribute to the cause of developing the strategies for finding ways to improve efficiency and openness of court process. Similar programs are being implemented in 60 other counties in different states across the USA, and there’s an opinion that Lubbock County’s could serve as a template to follow.
Some court records maintained by local courts of trial are considered sealed, either the whole record or certain part of it. Quite often such sealed or restricted access records belong to databases of county juvenile courts, even if the charges on some cases were as serious as illegal drug possession. Only law enforcement officers and agents are being granted access to them in case they need the information contained therein for investigating another crime that is in some way related to the case that was tried previously. But in any case a court order from the judge is needed.
The other group of tools allowing and facilitating court records search are those offered by the commercial brokers of the information that would charge you for access or per search performed, but many of those databases can hardly considered to be legal, as well as the information they disclose. Therefore the information found this way needs to be verified as for its accuracy, consistency, and speaking further, only via fingerprints match you can bee 100% sure it relates exactly to that very person you are running your background check against, but not to someone else with the same name, place of residence etc.…

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Identity Theft – Five Legal Concerns If Your Identity Is Stolen

Identity Theft – Five Legal Concerns If Your Identity Is Stolen

Identity theft refers to a form of crime where one person assumes the identity of another person with an intention to access their resources and profit from using the benefits that are due to them. As a result of these activities the victims can stand to be persecuted and suffer the consequences of being held responsible for the perpetrator’s actions. This form of crime is one of the highest rising and is steadily growing and affecting a large number of people every year. Identity theft can easily occur when a person comes into possession of your name and address which they can use to obtain a driver’s license. Such a simple act can lead to the same person opening a bank account in your name and also applying for an ATM card. A more serious scenario can occur if such a person gains access to your social security number. With such information they will be able to cause even more damage, and the impact of this may not be easily reversible.

In the United States it is estimated that there were more than 11.1 million victims of identity theft in 2009 with losses incurred amounting to more than $54 billion. There are legal concerns that can arise from someone stealing your identity. They can resort to using your identity in several ways which results in them committing various crimes. The five most common cases are:

Loan Fraud

This is whereby the culprit usually obtains loans under your name. Needless to say the perpetrator of this crime is not responsible for the loan repayment. The bank therefore holds the victim accountable and usually charges them with repaying the loan. In some cases, the identity thief may use fake papers to collect down payments on alleged loans whereupon they disappear after obtaining the cash. These criminals may therefore pose as individuals and even institutions.

Credit Card Fraud

In this case the identity criminals may use your credit cards or related means of payment for purchases that they have made. They can also obtain funds from your account without your knowledge. Some of the criminals even intercept your mail just to ensure that you do not receive notification from the banks.

Bank Fraud

This refers to a situation where identity criminals use false means to access your money, assets or any form of property that may be held by individuals or even financial institutions. Bank fraud can involve various forms which occur whenever someone comes into possession of your details and uses them to access your money. Identity criminals can therefore write checks using your account which you will ultimately be responsible for.

Employment Fraud

Identity criminals can use your personal information to obtain a job in your name. If you happen to have a clean credit and civil record most employers will be glad to give you an opportunity to work. These criminals usually take advantage of this clean slate to look for employment using your identity. Most of these criminals also use this information to offer other people jobs especially immigrants or steal funds from them in the hope of finding them employment.

Insurance Fraud

This involves the identity thieves targeting the insurers. They can use your medical records to claim your insurance and medical benefits. They can also use this information to obtain your automobile insurance or even property insurance. Once this crime is detected it goes without saying you will be ultimately held responsible for the amounts that were stolen.

The biggest problem with identity theft is that as a victim you may not immediately realize that it has occurred to you. In fact most people realize this when it is too late and they have been denied insurance or even when they are arrested. That being said, the best way to deal with identity theft may lie in adequately protecting yourself. You should therefore ensure that you properly guard your personal information especially when using it in public places, especially computers. It is also advisable to regularly monitor your credit report. This way you will be able to detect any suspicious activity going on in your account. Identity theft is a major crime affecting a lot of people and causing the economy to face massive losses. You should therefore be very vigilant to ensure that you do not fall victim to identity theft.…

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Free Legal Advice

Essential Steps in Pursuing Your Lemon Claim

There’s this common thinking that when consumers are at the receiving end of a defective and an underperforming vehicle or a lemon, then they can immediately go to the courts. Though this move can be done, it should be remembered that this is not an immediate recommendation if you have a lemon case. The federal law calls for other avenues that should be exhausted before you can call on the lawyers and file a case. Remember, there is no shortcut in getting what is due to you when it comes to ‘lemons’. There are appropriate steps that should be taken, and we list these essential steps:
1. One preparatory thing to do is to document the case. If you notice that you have a lemon in your hands then you need to make a letter and send this to the manufacturer. The letter should outline the issues and the problems encountered by the vehicle. Use the document to ask the manufacturer if they can buy back the car because you found out that this is a lemon. When sending letters, make sure that a return receipt is available for documentation purposes. The manufacturer may provide a call center number, toll-free but don’t rely on this. Put all complaints into writing in order to get better results.
2. Once you sent the mail, there is a chance that the manufacturer will buy back the vehicle in question. But this happens rarely. And if in case your demands fall on deaf ears, then that is the time that you may need to get the services of a lawyer that specializes in lemon law litigation. Another option is to undergo arbitration, but the problem during arbitration is that the manufacturer takes the opportunity to plead and be given the chance to repair the vehicle a few more times.
3. Speaking of the arbitration program, make sure that you check if the manufacturer offers this kind of service. This is often included in the service warranty provided for you. If you think that arbitration is for you and the company offers this alternative, then all the company to ask for an application form and signify your intent to join the proceedings.
4. Before attending the arbitration process, you must collect all related documents that may prove helpful in the settlement of the case. Some important documents that should be collected include the warranty copy, the repair orders and the report detailing the inspections made on the vehicle. Make multiple copies of these documents, and retain one set of copies for your reference. In most arbitration program, you will be scheduled within the next 40 days. Once the meeting has been scheduled, make sure that you attend this. There’s a chance that you may not accept the final decision. When this happens to you, remember that you have other options and these come in the courts of law.
5. The fling of the case should be your last resort. You may need to hire the services of a lawyer that will serve as your representation. The good thing about filing a case is that once you win, your expenses related to filing a case will be reimbursed including of course the possibility of getting a replacement or a refund.
Getting your due in the industry means planning your course of actions. Don’t just jump into one move; plan your actions in order to get the best out of the ‘Lemon Law’.…